Primary & Excess Casualty Insurance Coverage
Primary Coverage
Primary Coverage Includes:
- General Liability risks with limits up to $2 million.
- Appetite includes Hospitality, Premises and Products risks
- Written on both Occurrence Claims-Made forms
Ancillary Coverage Includes:
- Garage keepers Legal Liability
- Hired and Non-Owned Auto Liability
- Stop-Gap Liability
- Riggers Liability
- Employee Benefits Liability
- Completed Operations Liability
- Discontinued Products
Preferred Classes:
- Machinery and machinery parts manufacturing, dealers, service and repair
- Machine shops
- Distributors: Automobile parts, plumbing supply, food
- Manufacturing
- Manufacturer representatives
- Warehouses
- Lessor’s Risk Only: Commercial office, retail, warehouse, land
- Vacant buildings and land
- Recycling operations
- Retail stores
Excess Coverage
Excess Coverage Includes:
- Excess coverage closely follows the Primary appetite for preferred classes.
- Capacity up to $25 million in limits over a variety of underlying coverages, including:
- General Liability
- Auto Liability
- Foreign Coverages
- Writing over state worker compensation funds
Supported and Unsupported
Excess with Capacity of:
- $5 million in lead $10 million position ($5 million for New York construction)
- $15 million excess of $10 million
- $25 million excess of $25 million