Japanese Temple Program
The Japanese Temple Insurance Program provides the insurance that temples need most – all in a single policy with one premium. The program includes insurance for property, buildings, personal property, and liability plus additional coverages available.
Program Features
Building Coverage
- ACV or Replacement Cost
- All buildings and structures at the premises
- Personal property used to maintain or service the buildings or premises such as fire extinguishing equipment, outdoor furniture and appliances
Business Personal Property
- The temple's property on or within 100 feet of the premises
- Settlement based on the Yen exchange rate (on those items so designated)
- The temple's liability for property of others in the temple's care, custody and control
Business Liability
- ACV or Replacement Cost
- All buildings and structures at the premises
- Personal property used to maintain or service the buildings or premises such as fire extinguishing equipment, outdoor furniture and appliances
Additional Coverage
- Liquor Legal Liability
- Pastoral Professional Liability
- Non-Owned and Hired Automobile
- Temple Members, Officers and Volunteer Workers as Additional Insureds
- Additional Insureds - Lessors - for use of other premises - included
- Abuse and Molestation
- Sports Participants
- Temple Director's and Officer's
- Liability, including Employment Practices Liability (EPLI)
- Building Ordinance insurance
- Insurance for parsonages and other dwellings
- Increased limits for all listed insurance
- Daycare/Nursery School Liability
- Owned Automobile
- Boiler and Machinery
- Worker's Compensation (Volunteer & Voluntary Labor at flat rate)
- Umbrella to limits of $50,000,000
- Many More